Debt Consolidation

Contrary to popular belief, debt consolidation is not a loan. Debt consolidation is a process in which debt is restructured into one low monthly payment. It further enables a consumer to reduce the amount owed and thereby eliminate interest. Very often a consumer can detect warning signs of being in too much debt long before any collection notices are received. If more than two of the following signs apply to you, you are probably in too much debt:

You have begun charging to your credit card essential expenses like food and daily expenditures
You are making only the minimum payments on your credit cards each month
You are near the limit of your credit cards
You have too many credit cards
You are unsure how much money you owe creditors

Client Testimonials

“I contacted Mr. Bisom 5 years ago. We had been scammed by law firm, who just passed us to different departments and people. We were in jeopardy of losing our home and felt hopeless. Mr. Bisom met with us, came up with a Chapter 13 plan to save our home, and has been there for us the past 5 years to advise and help when we hit bumps in the road. I am elated to say that our Chapter 13 discharge is about a week away. Thank you for being honest, reliable, and forthright. I recommend the law offices of Mr. Andrew Bisom to anyone who finds themselves in this unfortunate situation.”

“Never thought I would have to file bk, but Mr. Bisom walked me through it and reassured and guided me threw the process. I was truthful with all my info and I got the results that I wanted. Now I can start all over again.”

“I met with Andrew Bisom to discuss my options as it to pertained to my financial situation. After consulting with Mr. Bisom and explaining my situation, we collaboratively came to the conclusion that bankruptcy was not the best option for me. He took the time to outline the pros and cons of filing, and did not pressure me. I have nothing but the utmost respect and appreciation for Andrew and was impressed that he the time to speak with me even though I did not hire him.”

“During a most difficult time in my life, Mr. Bisom handled my case with ease. His knowledge and expertise gave me the reassurance that my bankruptcy was handled with efficiency. He answered a million questions with patience and clarity. Not all bankruptcy attorneys have the experience I found with him.”

“I never thought that I would have to file for bankruptcy. The mere thought of it kept me up at night. I have always been responsible and paid my bills on time. However, due to my ex husbands poor financial planning, I had no other choice. I met with Andy, and he evaluated my situation. He explained the pros and cons of filing for bankruptcy, and did not pressure me into making a decision. Anytime I had a question, he answered it in a timely manner. He is professional, diligent and understanding. After making the decision to proceed with the bankruptcy, I provided him with the information he needed to file my petition. He handled everything else from that point and the whole process went much smoother than I thought it would. Under these circumstances, you need an attorney you can trust. Hiring Andy to handle my case was the best decision I could have made. He gave me my life back, and for that I am eternally grateful.”

Debt Consolidation

Client Testimonials

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