Chapter 11 is typically used for reorganizing business and restructuring debt. It is not commonly used by individual consumers since it is far more complex and expensive to pursue. However, under certain circumstances it may be appropriate for individuals. Chapter 11 allows businesses to reorganize themselves, giving them an opportunity to restructure debt and get out from under certain burdensome leases and contracts. Typically a business is allowed to continue to operate while it is in Chapter 11, although it does so under the supervision of the Bankruptcy Court.