Bankruptcy

Every year, more than 1,000,000 Americans file for protection under Federal bankruptcy laws. Although some bankruptcy claimants are deemed as credit abusers and/or considered financially irresponsible, many hardworking individuals and businesses can succumb to financial difficulty, and face irreparable economic crisis. Bankruptcy is designed as a legal option to help resolve such a crisis, and act as a financial life preserver for those drowning in debt. To discuss your bankruptcy options, or other areas of recourse that might be available to you, contact a qualified bankruptcy attorney who can advise you of your legal rights as stated under Bankruptcy Law and federal Bankruptcy courts.

Bankruptcy Laws

Bankruptcy is a federal court process designed to help individuals and businesses eliminate their debts or repay them under the protection of the bankruptcy court. Bankruptcies can generally be described as liquidation or reorganization. Under a liquidation bankruptcy (Chapter 7), a claimant files to eliminate debt through the bankruptcy court. Under a business reorganization (Chapter 11) or a consumer payment plan (Chapter 13) a debtor files a plan with the bankruptcy court proposing full or partial repayment to creditors.

Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Chapter 11 Bankruptcy

Bankruptcy Fraud
Business Bankruptcy

Client Testimonials

“I contacted Mr. Bisom 5 years ago. We had been scammed by law firm, who just passed us to different departments and people. We were in jeopardy of losing our home and felt hopeless. Mr. Bisom met with us, came up with a Chapter 13 plan to save our home, and has been there for us the past 5 years to advise and help when we hit bumps in the road. I am elated to say that our Chapter 13 discharge is about a week away. Thank you for being honest, reliable, and forthright. I recommend the law offices of Mr. Andrew Bisom to anyone who finds themselves in this unfortunate situation.”

“Never thought I would have to file bk, but Mr. Bisom walked me through it and reassured and guided me threw the process. I was truthful with all my info and I got the results that I wanted. Now I can start all over again.”

“I met with Andrew Bisom to discuss my options as it to pertained to my financial situation. After consulting with Mr. Bisom and explaining my situation, we collaboratively came to the conclusion that bankruptcy was not the best option for me. He took the time to outline the pros and cons of filing, and did not pressure me. I have nothing but the utmost respect and appreciation for Andrew and was impressed that he the time to speak with me even though I did not hire him.”

“During a most difficult time in my life, Mr. Bisom handled my case with ease. His knowledge and expertise gave me the reassurance that my bankruptcy was handled with efficiency. He answered a million questions with patience and clarity. Not all bankruptcy attorneys have the experience I found with him.”

“I never thought that I would have to file for bankruptcy. The mere thought of it kept me up at night. I have always been responsible and paid my bills on time. However, due to my ex husbands poor financial planning, I had no other choice. I met with Andy, and he evaluated my situation. He explained the pros and cons of filing for bankruptcy, and did not pressure me into making a decision. Anytime I had a question, he answered it in a timely manner. He is professional, diligent and understanding. After making the decision to proceed with the bankruptcy, I provided him with the information he needed to file my petition. He handled everything else from that point and the whole process went much smoother than I thought it would. Under these circumstances, you need an attorney you can trust. Hiring Andy to handle my case was the best decision I could have made. He gave me my life back, and for that I am eternally grateful.”

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